Employee Benefits
Small Group Solutions
Large Group Solutions
Employee Benefits For Small Business
With healthcare constantly changing, let us help you find the solutions – not just insurance.
Running a business comes with its own set of challenges, and navigating the complexities of insurance is one of them.
At America’s Benefit, we understand both the hurdles you face and the intricacies of healthcare. Let us guide you to comprehensive solutions tailored to your needs—not just insurance policies.
Benefit Strategy & Plan Design
Dedicated Account Executive: Our experts proactively manage your employee benefit needs, from renewals and alternative contribution strategies to sourcing proposals from regional carriers. We ensure the smooth implementation of new plans and focus on educating your employees about their benefits.
Licensed Service Unit: Our team of licensed insurance professionals is ready to handle everyday issues such as claims, billing, and enrollment, ensuring seamless service for your business.
Comprehensive Coverage Management: We quote, service, and manage both individual and group business across all states, providing consistent and reliable support.
Small Business Unit Support: Our specialized team assists with billing, enrollment, eligibility, claims, and general benefit education, ensuring your small business is always well-supported.
Let’s explore Employee Benefits solutions for your business.
Employee Benefits Blog
2025 Out-of-Pocket Maximums: What You Need to Know
Welcome to America’s Benefit! We have some important updates regarding the out-of-pocket maximum limits for 2025, straight from the Department of Health and Human Services (HHS). These changes are essential for managing your healthcare expenses effectively. Let’s dive in.
Key Updates for 2025
Individual Plans
Starting in 2025, the out-of-pocket maximum for individual plans will increase. This means you’ll need to budget a bit more for your healthcare costs. Staying informed helps you plan better and avoid unexpected expenses.
Family Plans
Family plans will also see a rise in their out-of-pocket maximum limits. This adjustment is crucial for families to manage their healthcare budgets and ensure they are prepared for any medical expenses that may arise.
Why This Matters
Understanding these changes is vital for making the most of your healthcare benefits. By staying informed about the latest updates, you can better manage your healthcare costs and avoid surprises.
Action Steps
Review Your Plan: Check your current healthcare plan and see how these changes might affect you.
Adjust Your Budget: Plan ahead for the increased out-of-pocket maximums to avoid any financial strain.
Stay Informed: Keep up with the latest updates from HHS and America’s Benefit to ensure you’re always in the know.
For more detailed information, schedule a call with Ron Stromple.
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